#54: Skipping Travel Insurance
Some travelers see travel insurance as an unnecessary extra expense, especially if they rarely cancel trips or experience medical problems. But cruises involve many moving parts, including flights, weather, medical care, and international travel. Unexpected cancellations, delays, or health issues can become very expensive surprisingly quickly.

Travel insurance can provide valuable peace of mind, especially for older travelers or people with ongoing medical conditions. Policies may help cover emergency medical care, trip cancellations, missed connections, or lost luggage. Reviewing coverage carefully before booking allows travelers to choose protection that matches their comfort level and travel plans.
