#36: HOA Problems
HOA issues can make buyers nervous before they even tour the home. High monthly fees, strict rules, poor management, underfunded reserves, or active lawsuits may suggest extra costs and less control, especially in condos, townhomes, and planned communities.

Sellers should gather the HOA documents early. Share fee details, rules, reserve information, and recent meeting notes when allowed. Buyers should read everything carefully, ask about upcoming assessments, and make sure the rules fit their lifestyle before committing.
